Wisconsin homeowners have 20 calendar days to file an Answer in WI Circuit Court. WI is a judicial foreclosure state with mediation programs. Here is how to respond.
Wisconsin is a judicial foreclosure state. The lender files a Complaint in the Circuit Court. WI has strict foreclosure but also allows foreclosure by sale. 20-day deadline from service.
| Deadline | 20 calendar days |
| Court | WI Circuit Court (county of property) |
| Mediation | Programs available — request |
| Filing Fee | None for Answer |